FOR IMMEDIATE RELEASE:

Guaranteed Rate Chosen Lender of the Year – Again

Chicago,IL. December 5, 2011-For the second year in a row, Guaranteed Rate was voted Lender of the Year by Chicago Agent Magazine. Although there was plenty of stiff competition, local agents, builders and developers agreed that Guaranteed Rate’s straightforward business model structured around its customers is the best of its kind.

“Guaranteed Rate is delighted to be chosen Lender of the Year by the Chicagoland Realtor community.” Victor Ciardelli, CEO and president of Guaranteed Rate states, “We help our Realtor partners succeed in part by offering great mortgage rates and products, but we also go the extra mile by offering several unique and innovative tools to our Realtor partners that help differentiate them from the marketplace.”

Originally opening their operation in Chicago, Guaranteed Rate now covers 43 states with over 70 offices. With their forward-thinking approach and customer-orientated mindset, Guaranteed Rate has become one of the largest and fastest growing independent mortgage lenders in the country, while still keeping a neighborhood vibe.

“Guaranteed Rate’s business model has always placed the highest emphasis on helping our Realtor partners grow their businesses,” continues Victor Ciardelli, “so winning this honor is especially rewarding for us. Thank you again for this award and be assured that Guaranteed Rate will continue to work diligently in the years ahead in helping Realtors succeed in growing their own businesses.”

Media Contact:

Tiffany Cummins

TRC & Associates

(925) 212-4200

FOR IMMEDIATE RELEASE:

CHICAGO, IL.. December 15, 2011.Movie Moguls, Hollywood agents, Sofia Coppola, Julianna Margulies and Winona Ryder, just to name a few, are among the many A-listers who frequented Steven Miller for the I-DERM treatment in Los Angeles. Steven recently returned to Chicago, his home town, where he set up shop in the heart of Hinsdale, Illinois with owner Heather McNair Stoffer. Stoffer who was a Hollywood actress from 1983-1993 starred in TV series Automan, St. Elsewhere, Knight Rider and films such as Airwolf, Chaplin and Madhouse. Heather met Miller at now the infamous FacePlace in Los Angeles, before moving back to Chicago.

Miller, who has been practicing the I-DEM treatment for 21 years, was just named the Midwest Regional Educational Director for the I-DERM treatment. The faceloft will be the first training center for the I-DERM in the Midwest. Steven’s exclusive I-DERM treatment is officially here in the Midwest at the faceloft giving his clients the “red-carpet” look…!

The Deep Skin Ionization is a clinical treatment for the modern day client that delivers a results orientated experience. “Gone are the days of clients languishing around the facial lounge receiving the creature comforts of a massage, and aromatherapy offerings. Today’s client doesn’t have the time these days”, explains Steven Miller. Clients are looking for immediate results. Refined, refreshed and ready to go.

I-DERM, a preventative treatment, is a non-invasive, deeply hydrating, sculpting, refining and tightening treatment. An application of an electrical wave technology known as Galvanism is applied. The “clinical styled” procedure lasts 70 minutes and is ideal for all skin types. It keeps your complexion youthful, dewy and smooth! The benefits of ionization are countless: it is plumping, PH balancing and calms and helps heal the entire body, utilizing the central nervous system, it even creates relaxation…electronically. The greaseless, potent cleansing and firming action, is not just for women, as it’s ideal for men as well. “A Facial which is more clinical than Cosmetic in Nature.”

Each client will work with Steven to develop a custom program that meets their needs and objectives. Treatments can be applied as frequently as every 3rd day, or programs designed for weekly or bi-weekly visits. Steven will even welcome a walk-in customer who is preparing for a special evening or event! A client that has problematic skin will schedule a treatment every week. “It’s just like going to the gym,” Steven explains, “but better”. In order to accelerate and achieve maximum results, clients with the most rhythmic, and regular treatments, will benefit the most, which is why the faceloft is often referred to as the “Skin Gym.”

I-DERM is groundbreaking, more effective than any generic mainstream or European cosmetic facial out there.

VOGUE, ALLURE, and BAZAAR Magazines, have deemed Steven Miller innovative in his I- DERM treatment and approach to clinical skin management. “Miller never met a pore he didn’t think was clogged, and unfortunately our skin proved him right.“ And “an incredible electronic firming treatment, based on the medical use of electro-stimulation is a real bang for one’s buck” cites client Susan Forristal. Susan was quick to credit Steven Miller for giving her “the skin of a 30-year old”. Most of Steven’s client’s come into the faceloft every week to maintain their skin. “I see myself as positioned between the cosmetic counter and the dermatologist,” Miller says. “And no one is going to take the amount of time with your skin that I do.”

Miller performs every Deep Skin Ionization Facial Treatment himself to guaranteed results. The treatments (cost $100-$150) can be also purchased in a series of 6 ($80-$125) at the faceloft.

With appearances at THE MERCER HOTEL, CRISTOPHE Beverly Hills, THE CHATEAU MARMONT, FOUR SEASONS HOTEL Beverly Hills, and an appearance on Good Morning America to his credit, Steven Miller, Celebrity Esthetician has arrived…!

Come and experience the faceloft for yourself. Services available by appointment only.

Phone: 630-725-8764 or email: heather@thefaceloft.com, or visit the faceloft website
www.thefaceloft.com
the faceloft
41 Harrison Place
Hinsdale, IL. 60521

MEDIA CONTACT:
Tiffany Cummins
TRC & ASSOCIATES
(925)212-4200

Congratulations to the Hinsdale 4th Grade Small Cheerleading Squad! Under the direction of Carla Steuck and Karen Eck they placed 1st at last weekends (Illinois Recreational Cheerleading Association) IRCA State Competition Cheer/Pom Competition at Sears Centre on December 3-4th, 2011. The hard work, dedication, and talent of these athletes won them a bid to the state competition after they took 1st place at the BGYFL competition at the end of October. Thank you again to our football team for all your support and the parents for your enthusiasm. Special thanks to all the Hinsdale residents and family members that came to cheer the girls on. They competed against seven fabulous teams that also won a prior competition to get them to the state level. Our three teen coaches include Morgan Steuck, Mimi Gee and Nicole Claycomb. Our team members include Sophia Bruni, Mary Coffey, Brynn Cummins, Ramona Dawson, Vivian Eck, Kayleigh Excell, Olivia Fallon, Gigi Gee, Maddy Glasby, Charlotte Gleason, Jackie Pergantis, Katie Turgeon, Claire Watkiss, and Izzy Wychocki. Congratulations to this first year Hinsdale Falcon Team for earning the title of State Champions 2011!!!

Congratulations to the Hinsdale 4th Grade Small Cheerleading Squad! Under the direction of Carla Steuck and Karen Eck they placed 1st at last weekends BGYFL Cheer/Pom Competition at Willowbrook High School on October, 15th. The hard work, dedication, and talent of these athletes won them a bid to the State Championships. Thank you to our football team for all your support and the parents for your enthusiasm. It has been a great season! Love to see all the Hinsdale residents come cheer the girls on at the state championships. Our three teen coaches include Morgan Steuck, Mimi Gee and Nicole Claycomb. Our team members include Sophia Bruni, Mary Coffey, Brynn Cummins, Ramona Dawson, Vivian Eck, Kayleigh Excell, Olivia Fallon, Gigi Gee, Maddy Glasby, Charlotte Gleason, Jackie Pergantis, Katie Turgeon, Claire Watkiss, and Izzy Wychocki.

Africa_Steuck_POM SONG

Have you ever wondered why some of the nicest houses in the neighborhood seem to stay on the market forever? Or why some of your neighbors seem to settle for less than their home is probably worth?

The right real estate agent is critical. In today’s market, it’s more important than ever that you choose to work with an agent that has the experience, knowledge and systems to get you the most money for your house, including:

As your local real estate expert, I understand:

1) How to set a price that will attract the most buyers.
2) The most likely buyer for your home and how best to reach them.
3) What features buyers are looking for and expect from the homes in our neighborhood.
4) What marketing techniques are driving the most buyer traffic.

Why settle for an agent who will simply put a “For Sale” sign in your yard, when you could have one that will get the “SOLD” sign up as soon as possible! As your local real estate expert, I would be honored to work with you on your next move. I work on referral base or sincere need base only. I’m not about numbers….just RESULTS!

To better cut your energy cost, you should know the thermal boundaries of your house. The boundary is usually determined by the area of the house that is conditioned (heated and/or cooled). To minimize energy usage, the boundary should be surrounded by insulation and an air barrier. Unconditioned spaces might include attics, crawl spaces and attached garages. Once you have determined the thermal boundary of your house, you should identify those areas lacking insulation and consider completing the thermal envelop. An energy audit of your house can assist in this review or you can play the detective and figure it out for yourself.

Consideration should be given to including unused basements and crawl spaces in the thermal boundary. Factors that favor inclusion are:
1) surface area
2) possible future occupancy of the basement
3) use of waste heat from the furnace or hot water heater to reduce heat lost through the floor
4) relative difficulty of insulating and air sealing the floor
5) possible freezing of basement pipes if they occur outside the thermal boundary.

There have been marked improvements in the efficiency of refrigerators and freezers over the past 25 years. Prior to 1990 the average, KWH/YR usage for a refrigerator was 1250 kilowatt hours. The 2001 standard is now 476 kWh per year, about 60% less. Similarly, the pre-1990 kWh usage per year for a freezer was 1025. The 2001 standard is 413.

In selecting a new refrigerator consider the following: automatic defrost models waste energy, chose a manual defrost if available in the size you want
side-by-side refrigerators/freezers use more energy than units that have the freezer apartment on the bottom or top
upright freezers use more energy than chest freezers operating two refrigerators uses far more energy than one larger model. Updating your kitchen is one of the most important considerations when preparing your home for sale. These are good options to think about when doing so.